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Each adult and teen receives their own debit card and banking account. Step is a banking app that’s built with teens in mind. Learn about how step works, how we make money, card protections, making deposits, how to set up direct deposit and other frequently asked questions. Step is financial independence at your fingertips

The average step user boosts their credit score by 57 points in their first year

Step provides debit card functionality for teens but other checking features are not present For example, the only way to move money into your step account is from another bank account via a debit card or by linking to a cash app, venmo, or paypal account. Step’s card is a secured card that helps kids build a credit history The card is backed by a deposit account, which acts as your kid’s spending limit

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